Americans are financial scofflaws

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The sample size is small (two) but I haven't even lived in my house for two months yet and already I've received collections notices for two people who never -- at least not in the last four years -- lived at my address.

First is one Jessica Panhallegon who seemingly went on a Gulf states bender. Emergency services were procured in both Houston and Baton Rouge that have yet to be reimbursed. Anticipating hearing from hospitals in Mississippi and Alabama next .

But Ms. Panhallegon was merely an appetizer. Andrew Jackson, your student loans are past due. No mention of what school of higher learning Mr. Jackson attended, but he's nearly $70K in the hole, and the friendly collections letter -- yes, I opened it -- already has told him that his credit score will be ruined. Poor soul.

At least, there is some positive financial news. I received direct deposit and General Electric shareholder dividend notices as well -- the addressee's name escapes me at the moment though. Perhaps I could funnel the incoming receipts to cover the outstanding debts.

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